Business Protection Insurance Specialists for New York and New Jersey

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Business Protection Insurance Specialists

Customized Business Protection Packages

NYS Workers' Compensation Safety Group Programs

Claims Filing Assistance

Policy Analysis and Consultation Services

Short-Term Disability Insurance

Short-Term Disability provides benefits to an employee who has become disabled due to an injury or illness that is not work-related and will not be able to work for a short period of time.


Short-Term Disability benefits will begin after the employee is unable to work for a period specified in the Short-Term Disability Policy, and will continue for a maximum period of twenty-six weeks. In most instances, the employee will be required to use any sick days, personal days, or vacation time that they have acquired before Short-Term Disability becomes active. The ill or injured employee will receive a percentage of their gross income during the period of time that they are unable to return to work. In the State of New York, employers are required to provide Short-Term Disability insurance for their full-time employees.


IRC Group Services has developed a unique Worker's Compensation and Short-Term Disability Management system, making it easier to manage claims for both policies under one roof! Our expert Claims Representatives will ensure that your employees begin to receive their benefits as soon as possible, and will work with you to develop a plan of action in getting them back on the job as soon as possible!