Business Protection Insurance Specialists for New York and New Jersey

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Business Protection Insurance Specialists

Customized Business Protection Packages

NYS Workers' Compensation Safety Group Programs

Claims Filing Assistance

Policy Analysis and Consultation Services

Business Overhead Protection Insurance

Business Overhead Protection Insurance will help ensure that in the event that a business owner becomes disabled, that day to day expenses will remain covered and operations can resume as usual while the business owner is unable to work.


Business Overhead Protection will provide financial coverage for common expenses including, but not limited to: 

  • Payroll
  • Rent or Mortgage Payments
  • Utilities (Telephone, Electric, Heat, etc.)
  • Maintenance Costs
  • Insurance Premiums (Workers' Compensation, BOP, Employee Benefits, etc.)
  • Taxes


Business Overhead Protection Insurance is an integral part of ensuring that when a business owner becomes disabled for any reason, that when they return their business will still be intact. IRC Group Services will help safeguard the business you've worked so hard to establish remain fully operational in your time of need by providing you with a suitable Business Overhead Protection Policy.