Business Protection Insurance Specialists for New York and New Jersey

Call Toll-Free 1-800-652-2015

Business Protection Insurance Specialists

Customized Business Protection Packages

NYS Workers' Compensation Safety Group Programs

Claims Filing Assistance

Policy Analysis and Consultation Services

Workers' Compensation

Workers' Compensation Insurance provides coverage for any employee that becomes injured or ill as the direct result of a work-related incident. In the states of New York and New Jersey, it is required by law to carry Workers' Compensation Insurance when your business has at least one employee. Failure to provide Workers' Compensation Insurance for your employees can result in fines and possible legal ramifications.

 

Workers' Compensation is a no-fault insurance, meaning that regardless of how the incident that caused the injury or illness occurred, the employee will be covered. The benefits provided by Workers' Compensation include payment for all medical bills (eg. Hospital bills, doctors' bills, prescriptions, physical rehabilitation, etc.), lost wages, as well as other expenses incurred due to the claim.

 

We have specialized in Workers' Compensation Insurance for over twenty years and consider this to be our area of expertise! As a result, we are able to offer our policyholders an array of services that they may not receive elsewhere, inlcuding, but not limited to:

  • A highly efficient claims staff to assist in claims filing procedures
  • An experienced underwriting staff to assist in making any necessary changes to your policy
  • Appointment by multiple insurance carriers to ensure that you receive the lowest possible rate
  • Loss control analysis by our in-house experts
  • OSHA Recordkeeping services available through our sister company Innovative Risk Concepts, Inc.
  • Loss experience rating analysis and review